Home / Why Hire a Public Adjuster

Why Hire a Public Adjuster?

Because insurance companies have teams working to minimize your payout. You deserve someone fighting for your maximum recovery.

The Fundamental Problem

When you file an insurance claim, your insurance company sends their adjuster to inspect the damage. That adjuster works for the insurance company—not you. Their job is to protect the company's bottom line, not maximize your settlement.

Their Adjuster

  • Works for the insurance company
  • Incentivized to minimize payouts
  • May overlook hidden damage
  • Uses policy language to deny coverage
  • Quick, surface-level inspections

Your Public Adjuster

  • Works exclusively for you
  • Paid only when you recover funds
  • Thorough documentation of all damage
  • Uses policy knowledge to maximize coverage
  • Detailed inspections and expert estimates
2-5x
Higher Settlements

On average, public adjusters recover significantly more

$0
Upfront Cost

No fees unless we recover money for you

100%
On Your Side

We advocate solely for your interests

What a Public Adjuster Does

We handle every aspect of your insurance claim—from documentation to negotiation—so you can focus on recovery.

Complete Property Inspection

We inspect every inch of your property to identify all damage—including hidden issues that insurance adjusters often miss.

Detailed Documentation

Professional photography, measurements, and written reports that create an airtight case for your claim.

Accurate Loss Estimates

We prepare detailed cost estimates for repairs and replacement based on current market rates and contractor pricing.

Policy Analysis

We review your insurance policy line by line to identify all applicable coverages and maximize your entitlements.

Claim Negotiation

We handle all communication and negotiation with your insurance company, pushing for fair and complete compensation.

Claim Management

From initial filing to final settlement, we manage every deadline, requirement, and detail so nothing falls through the cracks.

insurance claim form on clipboard

When Should You Hire a Public Adjuster?

The simple answer: as early as possible. But here are specific situations where hiring a public adjuster is critical:

Your Claim Was Denied

Insurance companies deny valid claims regularly. We can challenge denials with evidence and policy expertise.

The Offer Is Too Low

If the settlement doesn't cover your actual repair costs, don't accept it. We can reopen negotiations.

Major Property Damage

Large claims are complex. Structural damage, fire, flooding—these require expert handling from day one.

The Process Is Dragging

If your claim has stalled or your insurer is unresponsive, we can push things forward quickly.

The Policy Is Confusing

Insurance policies are intentionally complex. We translate the jargon and find coverage you didn't know you had.

Ready to Level the Playing Field?

Don't fight the insurance company alone. Get a free consultation and find out what your claim is really worth.

Get Your Free Claim Review See How We Work