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Our Process

A methodical, proven approach to maximize your insurance settlement—every step designed to protect your interests.

1

Free Consultation

We start with a no-obligation conversation. You tell us what happened, and we review your situation—the damage, your policy, and any communication you've had with your insurance company.

  • No upfront cost or commitment
  • Initial damage assessment review
  • Policy coverage discussion
  • Honest evaluation of your case
We Listen First

Understanding your situation is the foundation of building a strong claim.

A significant amount of debris lies scattered on the ground where a structure once stood. Surrounding plants and homes are visible, showing signs of recent construction activity.
2

Detailed Property Inspection

We conduct a comprehensive, room-by-room inspection of your property. We document everything—visible damage, hidden issues, structural concerns, and secondary losses.

  • Professional photography and measurements
  • Identification of hidden or overlooked damage
  • Detailed written damage report
  • Contents and personal property inventory
3

Policy Review & Analysis

Insurance policies are intentionally complex. We analyze your policy word-by-word to identify all applicable coverages, exclusions, limits, and endorsements.

  • Line-by-line policy examination
  • Coverage identification and interpretation
  • Exclusion and limitation analysis
  • Strategy development for maximum recovery
Policy Expertise Matters

Most homeowners miss 30-50% of their available coverage. We make sure you claim everything you're entitled to.

Accurate Estimates Win Claims

We use current market rates and professional contractor pricing to justify every dollar.

4

Claim Preparation & Submission

We prepare a comprehensive claim package with detailed estimates, documentation, and supporting evidence. Then we submit it to your insurance company on your behalf.

  • Detailed repair and replacement estimates
  • Supporting documentation and evidence
  • Professional claim presentation
  • Formal submission to carrier
5

Negotiation & Advocacy

We handle all communication with your insurance company. No pressure tactics—just facts, figures, and policy language that support your claim.

  • Direct negotiation with insurance adjusters
  • Response to carrier questions and requests
  • Regular updates on claim status
  • Push for fair and complete settlement
We Do the Talking

You'll never have to deal with confusing calls or pressure from insurance adjusters. We handle everything.

Fair Settlement Achieved

Our work isn't done until you receive the full compensation you deserve for your loss.

6

Settlement & Resolution

Once we reach a fair settlement, we help you review the final offer, understand the payment terms, and ensure all paperwork is properly executed.

  • Settlement review and explanation
  • Payment processing assistance
  • Final documentation and closure
  • Post-settlement support if needed

Start Your Claim the Right Way

Every day you wait is a day the insurance company has the advantage. Let's level the playing field—starting now.

Get Your Free Consultation