Professional public adjusters who work exclusively for homeowners—never for insurance companies.
To level the playing field between homeowners and insurance companies—ensuring every property owner receives the full compensation they deserve after a loss.
M&M Adjusting was founded on a simple belief: homeowners shouldn't have to fight their insurance companies alone. When disaster strikes—whether it's a hurricane, fire, water damage, or denied claim—the last thing you need is added stress from an insurance adjuster trying to minimize your payout.
We are professional public adjusters, which means we work exclusively for you—never for insurance companies. Our job is to document your loss, review your policy, and negotiate aggressively to secure the maximum settlement you're entitled to under your insurance contract.
Unlike insurance company adjusters who are incentivized to save the carrier money, we only get paid when you recover funds. That means our interests are 100% aligned with yours.
The experience and expertise behind M&M Adjusting
Founder & Lead Public Adjuster
Miguel has spent over a decade working in property insurance—first as an inspector and estimator, then as a claims negotiator. That experience gave him an inside look at how insurance companies operate, the tactics they use to minimize payouts, and the documentation they respect.
After seeing too many homeowners get shortchanged by their own insurance policies, Miguel founded M&M Adjusting to fight on behalf of property owners. He brings a methodical, detail-oriented approach to every claim—backed by a deep understanding of policy language, construction costs, and carrier negotiation tactics.
Miguel doesn't just "fill out paperwork." He conducts thorough property inspections, coordinates with contractors and experts, analyzes policy coverage line-by-line, and negotiates relentlessly until his clients receive fair settlements.
"I've seen what happens when homeowners try to handle claims on their own. The insurance company has a team—you should too. That's why M&M Adjusting exists."
— Miguel, Founder
We never work for insurance companies. Our loyalty is to property owners—period.
We document every detail with professional-grade inspections, photos, and written reports.
We know how to read policies, identify coverage, and argue effectively for maximum entitlements.
No jargon. No surprises. We keep you informed at every step of your claim.
We negotiate firmly but professionally—always focused on facts, policy language, and fair outcomes.
This isn't just a job—it's about helping people rebuild after loss. Every claim matters to us.
Experience the difference a dedicated public adjuster makes. Get your free consultation today.
Contact M&M Adjusting